Home Seller Closing Calculator

Calculate your net proceeds, closing costs, and buyer-default exposure.

Net Proceeds at Closing

After all costs & mortgage payoff

Total Selling Costs

Sale Price

Commission:

Sale Information

$
$
$
%

Typically 4-5% (negotiable)

Other Selling Costs

$

Typically $1,200-$2,000

$
$

Contact lender for exact amount

$
$
$
$
$
$

Net Cash to You

$0

Sale Price $0
Total Selling Costs $0
Mortgage Payoff $0
HELOC Payoff $0
Net Cash To You $0
Selling Costs as % of Sale 0%

Cost Breakdown

Commission + HST $0
Legal Fees + HST $0
Mortgage Discharge Fee $0
Mortgage Penalty $0
Staging + Marketing $0
Repairs + Moving + Other $0

Commission Details

$
%
%
%

Legal & Mortgage

$
$
%

Total Closing Costs

$0

Total Commission + HST $0
Total Legal & Mortgage $0
Total Closing Costs $0

Cost Breakdown

Listing Agent Commission $0
Buyer Agent Commission $0
HST on Commission (13%) $0
Legal Fees $0
HST on Legal Fees (13%) $0
Mortgage Discharge Fee $350
Mortgage Penalty $0

Monthly Costs While Listed

$
$
$
$
$
$
$

Monthly Total

$0

Mortgage $0
Property Tax $0
Utilities $0
Insurance $0
Condo Fees $0
Lawn / Snow $0

Cost by Days on Market

Your Current Home (Selling)

$
$
$

New Home (Buying)

$
%

$150,000 required

$
%

Typically prime + 2-3%

Days between closing dates

$
$

Bridge Loan Needed

$0

Net Equity from Sale $0
Down Payment Required $0
Down Payment Available $0
Bridge Loan Needed $0

Cost Breakdown

Bridge Interest Cost $0
New Home Mortgage $0
Current Home Costs $0
Total Monthly (both homes) $0
Climbing Right Now
$0.00
…and counting — based on your carrying costs below, not including re-listing losses
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Days to Closing
At Risk if Buyer Walks Today
$0
Today
—
Offer Went Firm
0 days elapsed  ·  0 days remaining
—
Scheduled Closing

Closing Window Dates

$
$

Monthly Carrying Costs

$
$
$
$
$
$

Re-List Costs

%

Re-lists typically sell for 2–5% less in softening markets

$
$
%

You pay commission again on the second sale

Exposure Today (If Buyer Walks Now)

$0

Daily Carrying Cost $0
Carrying Cost to Date (0 days) $0
Price Drop on Re-List $0
Re-Staging $0
Legal Fees $0
Second Sale Commission $0
Total Exposure Today $0

Full Window Exposure (Default on Closing Day)

$0

Carrying Cost (0 full days) $0
Price Drop + Re-List Costs $0
Maximum Window Exposure $0
SecureMyOffer Protection
SMO Premium (estimated) $500 – $1,500
Maximum Coverage Available $250,000
Your Full Window Covered —

Total Exposure by Window Length

Ready to Sell?

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